The Points Daily: Wednesday, October 28, 2026
This is the show-notes archive for today's episode. The newsletter is the timely morning briefing, and this page is the record of what we covered. Today: a Delta Amex Offer worth $250, an Emirates Chase Offer, discounted Delta eGiftcards, cheaper gas at 7-Eleven, an Avios long shot for $39, a Rakuten bank bonus, and a big IHG card bonus.
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Delta Wants Your $2,000, and Will Pay You $250 for It
What happened: A targeted Amex Offer is paying $250 back as a statement credit on $2,000 or more spent directly with Delta, valid through November 30, 2026.
Why it matters: Earlier versions of this kind of offer pushed you through Amex Travel. This one doesn't, so if your flight goes sideways, you deal with Delta, not a middleman. The spend can be split across multiple purchases, though flights must originate in the US.
TPD take: If the offer is in your Amex account and you have Delta travel to book anyway, take it. If you don't, this isn't a reason to invent a trip. Check the offer terms in your account before you buy.
Source: Frequent Miler
Emirates Will Hand You Back Up to $100 via Chase
What happened: A targeted Chase Offer gives 5% back on Emirates purchases, with a $500 minimum spend and a $100 cap. It works one time only, and it runs through November 8, 2026.
Why it matters: The math is simple: $2,000 in spend maxes the credit. It applies on emirates.com or in-store in the US.
TPD take: An easy pickup if Emirates was already on your list. If it wasn't, a $100 credit doesn't justify changing your plans.
Source: Frequent Miler
Newegg Is Shaving $50 Off Delta Value
What happened: Newegg is selling Delta eGiftcards with a bonus card included, netting $600 in Delta value for $550. The limit is two.
Why it matters: At the cap, that's $1,200 in Delta value for $1,100. It's a real discount, just a modest one.
TPD take: Think lunch money off a big fare, not a windfall. Useful if Delta travel is already in your plans. Otherwise, skip it.
Source: Doctor of Credit
A One-Text Gas Discount at 7-Eleven
What happened: Text STARSFAN to 711711 and 7-Eleven knocks $0.26 off per gallon.
Why it matters: That's a stronger-than-usual cents-off offer for almost no effort. The unknown is stacking: it's unclear whether it combines with the $0.50 off per gallon on the 7th and 11th of each month, or with older promo codes.
TPD take: Send the text before you fill up. Worst case, you've spent a few seconds. Best case, it stacks.
Source: Doctor of Credit
8,000 Avios for $39, If the Stack Cooperates
What happened: A targeted Amex offer takes $60 off a $99 Motley Fool Stock Advisor plan, and the British Airways shopping portal could layer Avios on top. The Amex offer expires December 31, 2026.
Why it matters: The catch is real. The offer's terms call for buying at fool.com/amex, so going through the portal may not trigger the credit.
TPD take: This is a gamble, not a sure thing. Only try it if you'd happily pay $39 for 8,000 Avios and can accept the risk that the stack doesn't track. Load the Amex offer first, then click through the portal.
Source: Traveling for Miles
Steal of the Day: Rakuten's Synchrony Savings Bonus
What happened: Rakuten is offering $100 or 10,000 points for opening a Synchrony High Yield Savings Account through its link.
Why it matters: It's a clean bonus: no direct deposit requirement, no credit card funding, and only a soft pull. The conditions to read carefully: you must fund the account with $1,000 from an external source within 55 calendar days, Synchrony runs a ChexSystems inquiry, and you can't already have an active Synchrony Bank deposit account.
TPD take: If you're a new Synchrony customer with $1,000 sitting idle, click through Rakuten first, then open the account.
Rakuten: thepointsdaily.com/rakuten. Referral link; we may receive a bonus if you use it. *Referral link; we may receive a bonus if you use it.*
Source: Doctor of Credit
Card of the Day: Chase IHG Premier at 180K Points
What happened: The Chase IHG Premier Visa is offering 180,000 bonus points after $3,000 in spend within 3 months, plus 10,000 more if an authorized user makes a purchase in that window.
Why it matters: The fee is $150 and it's not waived the first year. Eligibility is tight: you're out if you hold any IHG personal card or received a new cardmember bonus on one within 24 months, and the 5/24 rule applies.
TPD take: If you're eligible and already stay at IHG, this is a strong bonus. If you're only here for the points, skip it.
Source: Doctor of Credit
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